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67 articles
Takaful in Kenya (2026): The Complete Guide to a One-Operator Market
Kenya has exactly one licensed takaful operator. This guide covers what takaful is, what Takaful Insurance of Africa actually sells, what does not exist, and how to decide.
Takaful Insurance of Africa (TIA) Review 2026: Products, Scholars, Surplus
A full review of Kenya's only licensed takaful operator: the 15-line product shelf, the four named scholars, how the Ushirika surplus model works, and the gaps TIA still needs to close.
Is Conventional Insurance Permissible When Takaful Options Are Thin? The Kenya Question
Kenya has one takaful operator and no family takaful at all. What classical rulings say about conventional insurance, where necessity applies, and where scholars genuinely disagree.
Motor Takaful vs Conventional Car Insurance in Kenya (2026)
Kenyan drivers must insure their cars by law. Here is how TIA's motor takaful differs structurally from a conventional policy, what it covers, and how to compare quotes honestly.
Medical Takaful in Kenya (2026): How TIA's Afya Takaful Works
Kenya's only licensed medical takaful is a group product. What Afya Takaful covers, who can actually buy it, and what individuals can do while retail medical takaful does not exist.
The Salaam and Tamini Acquisition of TIA, Explained (2026)
Why 'Salaam Takaful Kenya' keeps appearing in conversations, what the CAK actually approved in December 2025, and what 65% new ownership means for Kenya's only takaful operator.
Hajj and Umrah Travel Takaful in Kenya (2026): Covering the Journey Compliantly
Kenyan pilgrims routinely buy conventional travel insurance for Hajj and Umrah. TIA's travel takaful is the licensed alternative. What it covers, what to confirm, and how Hajj finances fit together.
Life Insurance for Kenyan Muslims: The Family Takaful Gap (2026)
Kenya has no licensed family takaful operator at all. What that means for Muslims who need life cover, the honest workarounds, and what would have to change for the gap to close.
Personal Accident Takaful in Kenya (2026): Cover for Riders, Drivers and the Self-Employed
Fixed-benefit accident cover is the takaful product with the widest social reach in Kenya. What TIA's personal accident takaful pays for, who needs it most, and what is not printed.