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102 articles
Islamic SACCO vs Islamic Bank in Kenya (2026): Taqwa, Crescent and the Banks
Taqwa SACCO's 10% reducing-balance asset finance and dividends against Gulf African's published Mudarabah rate and KDIC cover: joining costs, how financing works, SASRA versus CBK, and who fits where.
Are Chamas Halal? (2026): Merry-Go-Rounds, Table Banking and Interest
A ruling on each chama model: the merry-go-round is a reciprocal loan and permissible, table banking at a percentage is riba, investment chamas are halal with conditions. The clauses to rewrite and where to bank.
Premier Bank Account Comparison (2026): Which Account to Open in Kenya
Premier Bank prints the Shariah contract on every personal account but keeps fees in its tariff guide. We line up Personal Current, Salary, Ufanisi, Busara, Labbeyk and Young Savers on minimums, withdrawals and fees.
Halal ETFs from Kenya (2026): What Exists and How to Buy Them
Halal ETFs are Shariah-screened index funds listed abroad. Kenyans reach them through Ndovu's Halaal fund from USD 50 or a 1% broker like Hisa, with KRA tax and purification to handle.
Ijarah Meaning (2026): Islamic Leasing vs Murabaha for Kenyan Buyers
Ijarah is a lease: the bank owns the asset and you pay rent. We define the three variants, show that Kenyan banks mostly sell vehicles under Diminishing Musharaka, and compare Ijarah with Murabaha for buyers.
Gulf African Bank Loans (2026): Every Personal Financing Product Explained
Gulf African Bank's financing shelf for individuals: personal finance, auto, home, construction and plot finance, with the contract, limits, financing share, tenor and documents printed on gulfafricanbank.com.
Is NSSF Halal? (2026): Tier I, Tier II and Kenya's Shariah Pension Options
NSSF is a compulsory statutory fund invested in government securities, property and shares. How Tier I and Tier II work in 2026, what the 17% return is, and how Tier II can reach a Shariah scheme.
Islamic Mobile Banking in Kenya (2026): Gulf African, KCB Sahl, DIB and NBK Apps
How Kenya's Islamic banks and windows bank by phone: DIB's *278# tariff, NBK NatMobile on *625#, KCB's app and *522#, Gulf African's GAB Express, M-PESA paybills, limits, and what to avoid in-app.
Where to Pay Zakat in Kenya (2026): Collectors Compared and Verified
After the calculation, where does zakat go in Kenya? Zakat Kenya at Adams Masjid, mosque committees, Islamic Relief Kenya and direct giving compared on registration, channels, reporting and zakat-only policy.