Article•21 Sept 2026
Is M-PESA Halal? (2026): Fees, Float, M-Shwari, Ziidi and Lipa Mdogo Mdogo
Using M-PESA to send, pay and withdraw is a fee-for-service and permissible. M-Shwari interest, conventional Ziidi and Fuliza are not. Where Lipa Mdogo Mdogo and Ziidi Shari'ah sit, with Safaricom's tariffs.
